Offering group insurance plans to employees is an integral part of running a business. In fact, the Affordable Care Act requires employers with 50 or more full-time employees to provide health insurance or pay a penalty each year. Vision, dental, life, and long-term disability insurance are all other insurance options to provide to your employees. Explore the different group insurance plans below.
Group Dental Insurance
Group dental insurance provides dental coverage for employees and their families. By offering a group plan, you can lower the premiums for your employees and eliminate the waiting period for benefits to begin. Most dental plans provide full coverage for preventative exams and 80% for major services such as dentures, crowns, and more. Employers can provide dental insurance for their employees or offer it as a voluntary benefit that is