Offering group insurance plans to employees is an integral part of running a business. In fact, the Affordable Care Act requires employers with 50 or more full-time employees to provide health insurance or pay a penalty each year. Vision, dental, life, and long-term disability insurance are all other insurance options to provide to your employees. Explore the different group insurance plans below.

• Accidental Injury Insurance – Accidental injury offers several accidental death and dismemberment plans for employees that can help provide financial assistance when the unexpected occurs.
  
  
• Cancer Insurance – A cancer insurance plan provides protection against the uncovered medical and out-of-pocket expenses associated with cancer for your employees, including screening, treatments, hospital stays, and more.
  
  
• Critical Illness Insurance – Offer your clients or employees lump-sum benefits for today’s most common critical illnesses, including cancer, heart attack, stroke, and kidney failure. We offer two products, allowing you or your employees to choose the coverage they need.
  
  
• Gap Insurance – Gap insurance covers the additional costs not covered by traditional health insurance and pays the costs that your employees would otherwise be forced to pay.
  
  
• Hospital Indemnity Insurance – A stay in the hospital can be expensive. But the first concern for you and your employees should be for care and treatment. That’s why we offer a hospital indemnity plan to help address the expenses associated with a hospital stay.
  
  
• Short Term Disability – Short-term disability insurance coverage is an option that many employees now expect as a part of their voluntary benefit package. The plan we offer has two simple options, so employers can choose the level of coverage that’s right for their employees.