The health of our eyes and mouth is just as important as the health of the rest of our bodies, however, vision and dental insurance are typically excluded from most health insurance plans. NIBC can help you select a vision and dental plan that will best fit you and your family’s needs. Having coverage for dental and vision care can significantly decrease the cost of these imperative services.
Dental insurance is often in the form of “100-80-50”, which means 100 percent of preventative care is covered by your insurance, 80 percent of basic procedures is covered, and 50 percent of more advanced procedures is covered. Dental insurance typically covers preventative care and exams, restorative care, endodontics, oral surgery, orthodontics, periodontics, and prosthodontics.
Having vision insurance can greatly reduce the cost of exams, procedures, and eyewear that are necessary to having clear vision. Even if you have good eyesight, it is important to get regular check ups that can detect other underlying issues. Vision insurance typically covers part or all of the cost of eye exams and preventative care; eyewear, including frames, lenses, and contact lenses; lens coating and enhancements; and surgeries.
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If you have any questions regarding insurance options for yourself, your loved ones, or your employees give us a call today, or contact us to receive a free insurance quote!