Both Medicare Part A and B may not cover all the expenses you need when seeking medical care. Medicare Supplement insurance, also known as Medigap, covers some of these otherwise uncovered expenses. Medigap insurance helps to fill the “gap” left by Medicare. Medicare supplement isn’t designed to replace Medicare, but it supplements Medicare by covering copayments, deductibles, coinsurance, and more. These plans are standardized by the same agency that oversees Medicare but are sold by private insurance companies.
Medicare Supplement Plan F is a popular comprehensive Medicare Supplement Insurance Plan. This plan covers the Medicare Part A and Part B deductibles, as well as the 20% coinsurance original Medicare does not pay. Medicare recipients who want the most coverage purchase Medicare Supplement Plan F because it offers the most comprehensive coverage. Keep in mind this supplemental insurance plan is standardized by the Center for Medicare Services, which means all insurance companies who offer supplemental insurance must offer the same exact benefits.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.