Accidental injury and disability income insurance helps protect from the costs of accidental injuries while providing the security of disability income. These are frequently used and valuable supplemental policy options for USPS workers and other federal employees.
- All benefits paid directly to the policyholder, not doctor or hospital
- Two coverage levels, including emergency room and ambulance benefits
- Inpatient hospital confinement and ICU benefits
- Transportation and family lodging benefits
- Up to 8 physical therapy visits and 2 follow up doctor visits sessions
- Specified injury benefits for fractures, dislocations, lacerations, surgeries, paralysis, and burns
- Accidental dismemberment and death benefits
- Off-the-job accident short-term disability
- 24-hour accident short-term disability (where available by state)
OPTIONAL RIDERS
Sickness Disability Rider
Benefits are payable when the insured is disabled due to sickness or recovery from surgery for up to 12 months; benefits beginning on the 15th day of sickness and can be added only when accidental disability coverage is purchased.
Return of Premium or Cash Value Rider
This feature returns premiums (less claims) after a specified period of time.
Get A Free Insurance Quote!
If you have any questions regarding insurance options for yourself, your loved ones, or your employees give us a call today, or contact us to receive a free insurance quote!